Experian Credit Report

Checking your credit report is the first major step in taking control of your financial situation. The more you know about how your credit report works, and how lenders and others use it, the easier it is to improve your credit status – and increase your chances of being offered the best credit rates on the market.

CreditExpert from Experian offers an array of useful tools and expert advice to help you understand, monitor and improve your own credit status. Stay in control of your finances and get your no obligation 30-day free trial today*.

Product Overview

What is your Experian credit report?

Your Experian credit report details your personal credit history, including mortgages, credit cards, mobile phone contracts and more. Your report contains information that helps lenders confirm your identity and assess whether you’re a reliable borrower.

CreditExpert from Experian allows you to view your credit report through an easy to use online interface. View positive and negative factors affecting your Experian Credit Score and take the necessary steps to help improve it.

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Why it’s worth checking your credit report

When you apply for financial products, lenders will normally check your credit report and use the information, along with their own policies, to assess whether you are likely to repay what you owe on time. This helps them decide whether to offer you the product and which terms to set, such as interest rates.

Other people may check your credit history too. Prospective landlords and employers may see elements of your credit report, so it can also affect your chances of renting a home and job prospects.

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Keep track with mobile alerts

CreditExpert from Experian puts you in the driving seat, allowing you to check that your report is accurate and reflects your current circumstances.

Receive alerts by mobile text or email whenever there’s a significant change to your credit report. Monitoring your credit report is one of the best forms of protection against identity fraud allowing you to view potential anomalies.

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Free iPhone app for our members

Our free app gives you access to your Experian Credit Score on the move, as well as alerts notifying you of changes to your credit report.

The app is free to download from the Apple iTunes store simply by searching for CreditExpert.

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Get even more from CreditExpert

CreditExpert provides more than just your credit report, including:

  • Tailored credit deals to help you cut costs and save money
  • Comprehensive Identity Theft Protection**, providing peace of mind
  • Access to our ‘Victims of Fraud' Team
  • Free access to your Experian Credit Score*
  • Interactive tools to help keep you in the know
  • Find contact details of your lenders...and much more

Order your FREE Experian credit report*

Find out your Experian credit report with our FREE no obligation 30-day trial*.

* Monthly fee of £14.99 applies after trial, new customers only. You may cancel your trial during the 30-day trial period without charge. Free trial period starts on registration – further ID verification may be required to access the full service which may take up to 5 days.
+ Source: Experian CreditExpert is the UK’s market leader by share of unique users. Comscore, Jan 2012.